Free tax calculators · Tax year 2026
Know exactly what you owe — and exactly why.
Most tax tools hand you a number. CiteTax shows how the number was built — every bracket, every rate, every dollar, cited to IRS publications and state revenue tables. Federal and all 50 states.
- Cited to IRS & state DOR sources
- No sign-up, no paywall
- Reviewed annually
Enter your income and filing status to see exactly how the 2026 U.S. tax brackets apply — marginal rate, effective rate, and every dollar of tax shown bracket by bracket.
Open tool →Tax Bracket ExplorerSee all seven 2026 federal tax brackets in one table — where each bracket starts, ends, how wide it is, and the total tax owed at each ceiling.
Open tool →Marginal vs. Effective Tax Rate ExplainerMost people misunderstand how tax brackets work. This tool shows exactly how a raise, bonus, or extra income is taxed — and why your marginal rate isn't what you actually pay.
Open tool →Capital Gains Tax CalculatorCalculate federal tax on short-term and long-term capital gains, including the Net Investment Income Tax (NIIT) at high incomes — every threshold cited to IRS guidance.
Open tool →Roth Conversion Tax CalculatorSee exactly how much tax a Roth IRA conversion triggers — bracket by bracket, with a stacking visualization showing where converted dollars land in the 2026 federal tax schedule.
Open tool →State income tax calculators for all 50 states and DC — select your state to see its bracket structure and compute your liability, with each rate cited to the state revenue department.
Open tool →State Income Tax ComparisonCompare 2026 state income tax across all 50 states and DC for your income level — effective rates ranked lowest to highest, every figure cited to each state's revenue department.
Open tool →Estimate how much federal tax will be withheld from your paycheck based on your W-4 elections — IRS Publication 15-T Percentage Method, every step shown.
Open tool →Bonus Tax CalculatorSee exactly what's withheld from a bonus check — the flat 22% federal supplemental rate, Social Security, and Medicare — versus the tax the bonus actually adds at filing, bracket by bracket.
Open tool →Total Tax Burden CalculatorSee your complete 2026 tax picture in one place — federal income tax, Social Security, Medicare, and state income tax combined into a single effective rate and take-home pay figure.
Open tool →Paycheck Tax Breakdown CalculatorSee every tax deduction on your paycheck — federal income tax withholding, Social Security, Medicare, and state income tax — calculated line by line for your pay frequency and W-4 settings.
Open tool →Pre-Tax Contribution Tax Savings CalculatorCalculate exactly how much a 401(k), HSA, Traditional IRA, or SEP-IRA contribution saves you in taxes — federal income tax savings, FICA savings where applicable, and net cost after all savings.
Open tool →Self-Employment Tax CalculatorCalculate Schedule SE self-employment tax on net self-employment income, including the deductible half — cited to IRS Schedule SE instructions and current FICA rates.
Open tool →Quarterly Estimated Tax CalculatorCalculate your quarterly estimated tax payments using the safe harbor method — shows the annual and per-quarter amounts with IRS due dates and underpayment threshold cited.
Open tool →How every calculation shows its work
Cited
Every rate, bracket, and threshold links to its authoritative source — IRS publications or official state revenue tables. No approximations.
Bracket by bracket
Results break down dollar by dollar through each bracket, so you can see the difference between your marginal rate and what you actually pay.
Honest about limits
Every tool states its assumptions, its tax-year scope, and what it doesn't model — with a visible “last reviewed” date on anything time-sensitive.