CiteTax

Free tax calculators · Tax year 2026

Know exactly what you owe — and exactly why.

Most tax tools hand you a number. CiteTax shows how the number was built — every bracket, every rate, every dollar, cited to IRS publications and state revenue tables. Federal and all 50 states.

  • Cited to IRS & state DOR sources
  • No sign-up, no paywall
  • Reviewed annually
W-4 Withholding Estimator

Estimate how much federal tax will be withheld from your paycheck based on your W-4 elections — IRS Publication 15-T Percentage Method, every step shown.

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Bonus Tax Calculator

See exactly what's withheld from a bonus check — the flat 22% federal supplemental rate, Social Security, and Medicare — versus the tax the bonus actually adds at filing, bracket by bracket.

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Total Tax Burden Calculator

See your complete 2026 tax picture in one place — federal income tax, Social Security, Medicare, and state income tax combined into a single effective rate and take-home pay figure.

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Paycheck Tax Breakdown Calculator

See every tax deduction on your paycheck — federal income tax withholding, Social Security, Medicare, and state income tax — calculated line by line for your pay frequency and W-4 settings.

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Pre-Tax Contribution Tax Savings Calculator

Calculate exactly how much a 401(k), HSA, Traditional IRA, or SEP-IRA contribution saves you in taxes — federal income tax savings, FICA savings where applicable, and net cost after all savings.

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Self-Employment Tax Calculator

Calculate Schedule SE self-employment tax on net self-employment income, including the deductible half — cited to IRS Schedule SE instructions and current FICA rates.

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Quarterly Estimated Tax Calculator

Calculate your quarterly estimated tax payments using the safe harbor method — shows the annual and per-quarter amounts with IRS due dates and underpayment threshold cited.

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How every calculation shows its work

Cited

Every rate, bracket, and threshold links to its authoritative source — IRS publications or official state revenue tables. No approximations.

Bracket by bracket

Results break down dollar by dollar through each bracket, so you can see the difference between your marginal rate and what you actually pay.

Honest about limits

Every tool states its assumptions, its tax-year scope, and what it doesn't model — with a visible “last reviewed” date on anything time-sensitive.